{"id":2491,"date":"2025-02-03T07:39:59","date_gmt":"2025-02-03T07:39:59","guid":{"rendered":"https:\/\/www.stxfinance.com\/insurance-and-accident-management\/"},"modified":"2025-05-06T09:07:09","modified_gmt":"2025-05-06T09:07:09","slug":"insurance-and-accident-management","status":"publish","type":"page","link":"https:\/\/www.stxfinance.com\/es\/insurance-and-accident-management\/","title":{"rendered":"Seguros y gesti\u00f3n de accidentes"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-insurance-management.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2491","page","type-page","status-publish","hentry"],"acf":{"page_banner_section":{"page_banner_title":"Seguros y accidentes","page_banner_image":5065},"insurence_management_setting":{"":null,"what_insurance_sections":{"heading":"\u00bfQu\u00e9 tipo de seguro es?","description":"Este seguro cubre tu responsabilidad civil (CL - responsabilidad civil) por da\u00f1os causados a terceros como consecuencia del uso del veh\u00edculo asegurado (seguro obligatorio). Adem\u00e1s de la protecci\u00f3n b\u00e1sica, este seguro tambi\u00e9n cubre los da\u00f1os a tu propio veh\u00edculo (a todo riesgo) como protecci\u00f3n opcional en caso de siniestro. ","image":2010},"type_insurance_sections":{"coverage_heading":"Tipos de cobertura de seguro","coverage_list":[{"list_heading":"1. Responsabilidad civil de un veh\u00edculo","list_content":[{"content_text":"Protecci\u00f3n b\u00e1sica","sub_list":null},{"content_text":"El seguro obligatorio legalmente exigible de la responsabilidad civil derivada de la circulaci\u00f3n de veh\u00edculos a motor de acuerdo con las condiciones m\u00ednimas declaradas obligatorias por el RD de 16 de abril de 2018.","sub_list":null}]},{"list_heading":"2. Completo","list_content":[{"content_text":"Aseguramos:","sub_list":[{"sub_text":"Da\u00f1os al veh\u00edculo y al equipamiento causados por incendio, explosi\u00f3n, rayo, extinci\u00f3n de un incendio, etc."},{"sub_text":"Robo"},{"sub_text":"Da\u00f1os causados por fuerzas naturales."},{"sub_text":"Colisi\u00f3n con animales: da\u00f1os causados por la colisi\u00f3n o el vuelco del veh\u00edculo como consecuencia del choque."},{"sub_text":"Rotura de cristales"},{"sub_text":"Un accidente"},{"sub_text":"Transporte del veh\u00edculo, carga y descarga del mismo."},{"sub_text":"Vandalismo o actos malintencionados."}]}]}]},"where_covered_sections":{"heading":"\u00bfD\u00f3nde estoy cubierto?","description":"Tu veh\u00edculo est\u00e1 cubierto en B\u00e9lgica y en la Uni\u00f3n Europea, as\u00ed como en los dem\u00e1s pa\u00edses que figuran en la carta verde que recibes al suscribir el contrato de seguro.","bg_image":2014},"what_happen_sections":{"what_heading":"\u00bfQu\u00e9 ocurre si se produce alg\u00fan da\u00f1o?","what_content":"\u00bfNo puedes seguir conduciendo despu\u00e9s de un accidente?\r\n<ul>\r\n \t<li>Si Asistencia Europa est\u00e1 incluida en tu contrato, llama al n\u00famero <a href=\"tel:+3225419206\">+32 2 541 92 06<\/a><\/li>\r\n \t<li>Rellena el formulario europeo de colisi\u00f3n y haz fotograf\u00edas tanto de los veh\u00edculos implicados como de la zona circundante (no olvides incluir las se\u00f1ales de tr\u00e1fico y las marcas viales).<\/li>\r\n \t<li>Informa de tu siniestro a trav\u00e9s de la plataforma STX Finance.<\/li>\r\n \t<li>Solicitar especificaciones de reparaci\u00f3n y realizaci\u00f3n de las reparaciones (Servicio Stephex) a trav\u00e9s de tu cuenta personal.<\/li>\r\n<\/ul>\r\nSTX Finance est\u00e1 preparada para guiarte en este proceso."},"vehicel_accident_sections":{"accident_heading":"Si tu veh\u00edculo sufre un accidente","accident_sub_heading":"Aseg\u00farate de que t\u00fa y tus pasajeros est\u00e1is a salvo y en un lugar seguro","accident_info":[{"title":"Rellenar un formulario de colisi\u00f3n","icon":2018,"description":"Aseg\u00farate de que tu informe de colisi\u00f3n es preciso y completo descargando la <strong>\"Gu\u00eda de formularios de colisi\u00f3n\"<\/strong> directamente desde tu aplicaci\u00f3n o panel de STX Finance. \u00a1Es tu gu\u00eda paso a paso para hacerlo todo bien! "},{"title":"Haz fotos","icon":2022,"description":"Capta im\u00e1genes claras del lugar del accidente, de los da\u00f1os del veh\u00edculo y de cualquier entorno relevante."},{"title":"Obtener una declaraci\u00f3n por escrito","icon":2026,"description":"Si es posible, consigue una declaraci\u00f3n firmada del otro conductor sobre el incidente."},{"title":"Presenta tu declaraci\u00f3n","icon":2030,"description":"Notifica al equipo de STX Finance lo antes posible rellenando un Formulario de Declaraci\u00f3n de Da\u00f1os en tu cuenta de STX Finance."}]}},"faqs_sections":{"heading":"","description":"","faq_list":null,"cta_link":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Seguros y gesti\u00f3n de accidentes | STX Finance<\/title>\n<meta name=\"description\" content=\"Servicios completos de seguros y gesti\u00f3n de accidentes para proteger tus veh\u00edculos de lujo.\" \/>\n<meta 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