{"id":2492,"date":"2025-02-03T07:39:59","date_gmt":"2025-02-03T07:39:59","guid":{"rendered":"https:\/\/www.stxfinance.com\/insurance-and-accident-management\/"},"modified":"2025-05-06T09:05:27","modified_gmt":"2025-05-06T09:05:27","slug":"insurance-and-accident-management","status":"publish","type":"page","link":"https:\/\/www.stxfinance.com\/fr\/insurance-and-accident-management\/","title":{"rendered":"Assurance et gestion des accidents"},"content":{"rendered":"","protected":false},"excerpt":{"rendered":"","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-templates\/template-insurance-management.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-2492","page","type-page","status-publish","hentry"],"acf":{"page_banner_section":{"page_banner_title":"Assurances et accidents","page_banner_image":5063},"insurence_management_setting":{"":null,"what_insurance_sections":{"heading":"De quel type d'assurance s'agit-il ?","description":"Cette assurance couvre votre responsabilit\u00e9 civile (RC) pour les dommages caus\u00e9s \u00e0 des tiers dans le cadre de l'utilisation du v\u00e9hicule assur\u00e9 (assurance obligatoire). En plus de la protection de base, cette assurance couvre \u00e9galement les dommages caus\u00e9s \u00e0 votre propre v\u00e9hicule (casco) en tant que protection facultative en cas de sinistre. ","image":2008},"type_insurance_sections":{"coverage_heading":"Types de couverture d'assurance","coverage_list":[{"list_heading":"1. Responsabilit\u00e9 civile pour un v\u00e9hicule","list_content":[{"content_text":"Protection de base","sub_list":null},{"content_text":"L'assurance obligatoire l\u00e9gale de la responsabilit\u00e9 civile relative aux v\u00e9hicules \u00e0 moteur conform\u00e9ment aux conditions minimales d\u00e9clar\u00e9es contraignantes par l'AR du 16 avril 2018.","sub_list":null}]},{"list_heading":"2. Compl\u00e8te","list_content":[{"content_text":"Nous assurons :","sub_list":[{"sub_text":"Dommages au v\u00e9hicule et \u00e0 l'\u00e9quipement caus\u00e9s par un incendie, une explosion, la foudre, l'extinction d'un feu, etc."},{"sub_text":"Vol"},{"sub_text":"Dommages caus\u00e9s par des forces naturelles."},{"sub_text":"Collision avec des animaux : dommages caus\u00e9s par la collision ou le renversement du v\u00e9hicule \u00e0 la suite de la collision."},{"sub_text":"Bris de glace"},{"sub_text":"Un accident"},{"sub_text":"Transport du v\u00e9hicule, chargement et d\u00e9chargement."},{"sub_text":"Vandalisme ou actes de malveillance."}]}]}]},"where_covered_sections":{"heading":"O\u00f9 suis-je couvert ?","description":"Votre v\u00e9hicule est couvert en Belgique et dans l'Union europ\u00e9enne, ainsi que dans les autres pays repris sur la carte verte que vous recevez lors de la souscription du contrat d'assurance.","bg_image":2012},"what_happen_sections":{"what_heading":"Que se passe-t-il en cas de dommages ?","what_content":"Vous ne pouvez plus conduire apr\u00e8s un accident ?\r\n<ul>\r\n \t<li>Si Europe Assistance est inclus dans votre contrat, appelez le num\u00e9ro : <a href=\"tel:+3225419206\">+32 2 541 92 06<\/a><\/li>\r\n \t<li>Remplissez le formulaire europ\u00e9en de collision et prenez des photos des v\u00e9hicules impliqu\u00e9s et de la zone environnante (n'oubliez pas d'inclure les panneaux de signalisation et les marquages routiers).<\/li>\r\n \t<li>D\u00e9clarez votre sinistre sur la plateforme STX Finance.<\/li>\r\n \t<li>Demander les sp\u00e9cifications de r\u00e9paration et l'ex\u00e9cution des r\u00e9parations (service Stephex) par l'interm\u00e9diaire de votre compte personnel.<\/li>\r\n<\/ul>\r\nSTX Finance est pr\u00eat \u00e0 vous guider dans ce processus."},"vehicel_accident_sections":{"accident_heading":"Si votre v\u00e9hicule est impliqu\u00e9 dans un accident","accident_sub_heading":"S'assurer que vous et vos passagers \u00eates en s\u00e9curit\u00e9 et dans un endroit s\u00fbr","accident_info":[{"title":"Remplir un formulaire de collision","icon":2016,"description":"Assurez-vous que votre rapport de collision est pr\u00e9cis et complet en t\u00e9l\u00e9chargeant le <strong>\" Guide du formulaire de collision \"<\/strong> directement \u00e0 partir de votre application STX Finance ou de votre tableau de bord. C'est votre guide \u00e9tape par \u00e9tape pour que tout soit correct ! "},{"title":"Prenez des photos","icon":2020,"description":"Capturez des images claires de la sc\u00e8ne de l'accident, des dommages subis par le v\u00e9hicule et de tout environnement pertinent."},{"title":"Obtenir une d\u00e9claration \u00e9crite","icon":2024,"description":"Si possible, obtenez une d\u00e9claration sign\u00e9e de l'autre conducteur concernant l'incident."},{"title":"Soumettez votre d\u00e9claration","icon":2028,"description":"Pr\u00e9venez l'\u00e9quipe de STX Finance d\u00e8s que possible en remplissant un formulaire de d\u00e9claration de dommages dans votre compte STX Finance."}]}},"faqs_sections":{"heading":"","description":"","faq_list":null,"cta_link":null}},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Assurance et gestion des accidents | STX Finance<\/title>\n<meta name=\"description\" content=\"Des solutions fiables pour l\u2019assurance et la gestion rapide des 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