Equestrian Vehicle Leasing: A Safer Path for Young or New Drivers

In the equestrian world, reliable transport is more than a convenience — it’s a critical part of daily operations. Whether you’re a new rider attending your first competitions or a small business transporting horses for veterinary care, lessons, or sales, choosing the right vehicle can significantly impact both safety and efficiency. This is where equestrian vehicle leasing comes in. 

Many professionals are turning to equestrian vehicle leasing as a safe, accessible option — especially when starting out. Compact leased horse vans, compatible with a standard category B driving licence, are opening up opportunities for individuals and businesses who need mobility without the commitment of heavy-duty vehicles or specialised licences. 

Why B-Licence Vehicles Make Practical Sense 

In Belgium, many traditional horse trucks require a C or C1 licence due to their weight and size. While these are suitable for larger operations, they can present a barrier for young professionals or smaller businesses just getting started. Securing a C licence involves time, training, and added costs — not to mention the confidence and experience required to safely handle a large truck on busy roads or at showgrounds.  

Leasing a horse van that only requires a B licence removes that barrier. These smaller, well-equipped vehicles are designed to be safe, easy to manoeuvre, and legally compliant for drivers with standard qualifications. For riders under 25, grooms, part-time professionals, or new equestrian entrepreneurs, this opens the door to professional-grade transport from day one — without needing to immediately invest in advanced training or larger infrastructure. 

The Flexibility to Start Small and Grow 

For small equestrian businesses — from riding schools and breeders to freelance grooms and mobile therapists — operational leasing offers a way to align transport solutions with actual, current needs. There’s no pressure to overinvest in large vehicles that may not yet be necessary. Instead, leasing provides a practical stepping stone: start with a compact horse van, and upgrade when your operation grows. 

This approach supports better financial planning and resource management. Monthly leasing payments are fixed and predictable, making it easier to manage cash flow, especially during early growth phases or in seasonal industries. Maintenance needs are generally lower, and insurance and assistance are typically included, which simplifies setup and keeps administration light. 

Safety for the Driver — and the Horses 

Young drivers benefit from vehicles that are easier to operate and park, especially when navigating tight rural roads or busy competition venues. But leasing also indirectly benefits the horses themselves. Newer vans typically come equipped with features such as: 

  • Non-slip rubber flooring with extra grip  
  • Adjustable partitions with soft protective cushions   
  • Improved suspension systems 
  • Climate ventilation and lighting 
  • Onboard monitoring options 

These upgrades reduce the risk of injury, stress, or fatigue during transport, supporting horse welfare and giving both driver and animal a smoother journey. 

Why Leasing with STX Finance Works 

STX Finance offers fully regulated operational equestrian vehicle leasing solutions that align with Belgian financial legislation. Our compact horse vans are ideal for standard B-licence holders and small operations needing a reliable, compliant, and cost-effective transport solution. Insurance and assistance are included, and our contracts are designed for clarity, stability, and ease of use — no hidden costs, no complex terms. 

Whether you’re launching a new equestrian business, transitioning from amateur to professional, or simply need a safer way to transport your horses, equestrian vehicle leasing can help you move forward — without overcommitting. 

Start Smart with the Right Lease 

Not every equestrian operation needs a large truck. For many, a compact leased vehicle offers all the flexibility and functionality required — with fewer obligations and more peace of mind. Equestrian vehicle leasing isn’t just about cost-saving; it’s about choosing a smarter, safer path as you build your future. 

With STX Finance, you can access the right vehicle for your current stage — and keep your options open for what’s next. 

Horse Van Finance in Belgium: Matching the Right Vehicle to Your Horses’ Needs

Choosing the right horse van isn’t just a question of budget — it’s a decision that impacts safety, mobility, and the day-to-day operations of your equestrian business. Whether you’re a breeder transporting youngstock, a competition rider attending events across Europe, or a veterinary professional making frequent on-site visits, the right vehicle must support both your horses’ welfare and your working schedule. That’s why when it comes to horse van finance in Belgium, more professionals are turning to operational leasing as a smarter way to secure reliable transport without the long-term commitments of ownership. 

Van Size and Configuration Should Match Your Purpose 

Not all horse vans are created equal, and not every equestrian professional has the same needs. Compact two-horse vans are ideal for those making regular short trips or transporting one or two animals at a time. Larger chassis vans, with room for additional passengers and tack storage, may suit riding schools or breeders moving equipment or many team members.  

Operational leasing allows you to access the vehicle size and layout that matches your current requirements — and to change that setup as your needs evolve. Because you are not purchasing the van outright, there’s no pressure to overinvest in a model that may become outdated within a few years.  

Driving Licence Requirements Matter 

One of the most practical advantages of leasing compact horse vans is that many are compatible with a standard Belgian B licence. This opens up the driving to more members of your team and eliminates the administrative burden of managing C-licence training or compliance. 

For solo professionals or smaller businesses, the ability to lease a horse van that doesn’t require specialist driving certification is a significant advantage. It allows for greater flexibility in scheduling, fewer personnel restrictions, and quicker response times — all of which can have a direct impact on animal care and business performance. 

Horse Van Finance in Belgium Keeps Your Options Open 

Horse van finance in Belgium through operational leasing provides a structured and legally compliant way to use a vehicle over a fixed term, with regular monthly payments. This makes cost planning straightforward and helps eliminate surprise expenses related to depreciation, long-term wear, or the logistics of resale. 

Because you do not own the vehicle, you’re not tied to a specific asset for longer than needed. Once the lease ends, you can return the van or switch to a different model that better fits new circumstances. This flexibility makes leasing particularly attractive for equestrian professionals whose transport requirements shift over time — for example, those moving from local shows to international competition circuits. 

Supporting the Welfare of Your Horses 

Choosing the right van isn’t just about what’s easiest for the driver. It’s also about creating the safest and most comfortable environment for the horses. Leasing gives you access to newer vehicles, which are more likely to include welfare-focused features such as improved suspension, internal monitoring, adjustable partitions, and climate control systems. 

These features aren’t just luxuries. They support animal safety, reduce travel-related stress, and ensure your transport operation meets current regulatory standards. Leasing gives you access to these benefits without requiring long-term capital investment in vehicle ownership. 

How Horse Van Finance in Belgium Works with STX Finance 

STX Finance operates under a regulated operational leasing model in line with Belgian law. We retain ownership of the horse van for the duration of the lease, allowing you to focus on use, not resale or asset management. Insurance and assistance services are included, offering further simplicity and peace of mind. 

Whether you transport horses daily or seasonally, horse van finance in Belgium should match your current and future needs, not just your best guess at the future. With STX Finance, you gain a practical mobility solution designed for the demands of professional equestrian life. 

STX Finance Leasing Solutions – Luxury Without Commitment: Your Motorhome, Your Terms 

For many travellers, the idea of exploring Europe in a luxury motorhome represents the ultimate freedom. A motorhome offers the convenience of travel without fixed schedules, the comfort of a fully equipped interior, and the prestige of a high-end design. Yet while the appeal of ownership is strong, it often comes with responsibilities and risks that do not suit every driver. This is where STX Finance leasing solutions provide a smarter path forward. Leasing offers access to the finest STX Motorhome models without tying you to long-term ownership, ensuring luxury and flexibility remain firmly in your hands. 

Engineering That Defines the Market 

At the core of STX Finance leasing solutions is world-class engineering. Each model is carefully designed for performance, safety, and durability. In Europe, the brand builds its motorhomes on Mercedes-Actros and Scania chassis, two platforms recognised for their reliability and driving comfort on both short trips and long continental journeys. For the American market, STX develops motorhomes on Ford chassis, ensuring customers benefit from the same philosophy of excellence adapted to local road conditions and driver expectations. 

By choosing leasing, drivers can experience the benefits of these advanced chassis without the full obligations of ownership. Whether it is the refined handling of a Mercedes-based model or the strength of a Scania build, leasing provides access to vehicles that set new standards in the industry. 

Why Ownership is Not Always the Answer 

Purchasing a motorhome is a major decision. While it may suit some, many customers find that long-term ownership introduces more limitations than freedom. The high initial cost, depreciation, and the complexity of resale all add up to significant commitments over time. A motorhome is also a large asset that requires secure storage and regular upkeep, even when not in use. 

Adaptable to a Range of Travel Needs 

Every motorhome driver has unique reasons for hitting the road. Some prefer seasonal use during holidays, while others use their vehicle year-round for work, leisure, or events. Operational leasing can match each of these patterns. For those who follow motorsport circuits or travel for competitive events, a leased STX Motorhome provides consistent reliability and comfort across the season. For families or retirees, STX Finance leasing solutions offer the flexibility to enjoy travel without the burden of managing long-term asset ownership. 

Leasing also allows you to access newer models when your needs evolve or when technology advances. This flexibility means you are not locked into a single design for the next decade but can stay current with new safety features, improved efficiency, and updated interior layouts. 

A Balanced Approach to Luxury and Practicality with STX Finance Leasing Solutions 

An STX Motorhome is more than a travel vehicle. It is a mobile living space crafted with the precision and aesthetic of yacht design. Interiors are refined, with six moodboards available to customise the style and atmosphere. These details are part of what makes motorhome travel feel like a luxury experience. 

Yet practicality is also essential. STX Motorhomes are designed to be driven confidently and safely, with integrated systems that support secure storage, ease of operation, and onboard comfort. With leasing, you benefit from these high-end features without waiting years to afford or upgrade them through traditional ownership. 

A Flexible Model for Modern Travellers 

Today’s travellers prioritise freedom, mobility, and financial clarity. Operational leasing reflects these values by offering a structured, compliant solution that gives you access to premium vehicles without long-term obligations. You pay a fixed monthly fee, avoid the risks of depreciation, and have options when your lease ends. STX Finance structures each agreement in line with Belgian financial regulations, providing clear contracts, legal transparency, and peace of mind throughout the journey. 

With STX Finance leasing solutions, the emphasis is on the experience ahead, not the financial burden behind it. Leasing allows you to enjoy the best of STX Motorhome design and performance, while maintaining control over your lifestyle and your budget. For those who value comfort, flexibility, and the freedom to move, operational leasing provides a professional, well-regulated path forward — one that puts you in the driver’s seat without tying you down. 

Motorhome Lease in Belgium: Seamless European Travel with Belgian Registration 

For those seeking to travel across Europe with flexibility, comfort, and freedom, a motorhome lease in Belgium offers more than just access to a luxury vehicle — it opens the road to cross-border adventure without the red tape. Whether you’re planning a long-term European tour, attending international events, or adopting a mobile lifestyle, leasing a motorhome with Belgian registration provides a smooth and legally compliant way to move from country to country. 

Cross-Border Travel Made Simpler 

Europe’s open borders make multi-country travel appealing, but it also introduces complex legal and regulatory differences from one country to the next. Motorhome drivers need to ensure that their vehicle meets local road safety standards, is properly insured, and carries the appropriate documentation — all of which are governed by the country of registration. 

By choosing a motorhome lease in Belgium through STX Finance, travellers benefit from Belgian registration — one of the most reliable and widely recognised in the EU. This simplifies paperwork, insurance requirements, and compliance across multiple jurisdictions. It also reduces the risk of delays, inspections, or administrative problems when crossing borders. 

The Advantage of Belgian Registration 

A vehicle registered in Belgium meets all EU-wide roadworthiness and emissions standards, making it eligible for free movement within the Schengen area. This removes the need for temporary import permits or secondary inspections that can be required when travelling with vehicles registered outside the EU. 

Belgian registration also provides legal clarity. Road tolls, low-emission zones, and insurance validity are easier to navigate when the vehicle complies with a consistent and centrally recognised regulatory framework. For both Belgian residents and expats residing in the EU, a motorhome lease in Belgium streamlines everything from route planning to insurance claims. 

No Need to Navigate Ownership Complexities with a Motorhome Lease in Belgium 

Traditional ownership brings additional complications, especially for international travellers. Issues such as tax declarations, permanent insurance coverage, long-term storage, and resale can become difficult to manage — particularly when your travel schedule takes you across multiple borders or countries of residence. 

Leasing eliminates these obligations. When you lease a motorhome through STX Finance, you’re not responsible for ownership-related bureaucracy. Instead, you enjoy full legal use of a well-maintained motorhome for a fixed term, with clearly defined responsibilities and predictable monthly payments. At the end of your lease, simply return the vehicle or explore your options for a new one — without worrying about resale or depreciation. 

A Vehicle Built for the Road — Not for the Garage 

STX motorhomes are engineered for long-distance European travel. Built on high-performance chassis platforms and designed for luxury living, they combine comfort with road-ready durability. Whether you’re driving through the Alps, exploring coastal Spain, or parking in city-based motorhome zones, you can rely on a vehicle that handles with confidence. 

Leasing also ensures you’re travelling in a current-generation vehicle. Features such as fuel efficiency, onboard comfort systems, and emissions control are more advanced in newer models, helping you meet the latest environmental requirements while enjoying a better on-road experience. 

Mobility That Matches the Way You Travel 

For digital nomads, part-time travellers, retirees, or professionals attending events across Europe, leasing provides a practical alternative to full ownership. You maintain the freedom to explore at your own pace, with the legal security of a Belgian-registered vehicle that is always ready for the next leg of the journey. 

With STX Finance, your motorhome lease is structured to support cross-border movement, year-round travel, and long-term flexibility — all within a fully regulated Belgian financial framework. 

Explore Europe, Not Bureaucracy 

A motorhome lease in Belgium means more than access to a luxury vehicle — it means fewer delays, smoother compliance, and the ability to focus on your travel goals, not your registration documents. Whether you’re planning a six-month road trip or a series of shorter adventures, leasing through STX Finance helps keep your journey seamless, legal, and hassle-free. 

Let the road take you further — without ownership holding you back. 

Horse Van Financing in Belgium: A Guide for Equestrian Professionals

For breeders, equine veterinarians, and horse transport companies in Belgium, a horse van is not just a vehicle — it’s a business-critical investment. Whether you’re moving competition horses, transporting foals to sales, or delivering urgent veterinary care, reliability and safety are non-negotiable. However, acquiring a specialised horse van that meets commercial demands can be financially challenging. That’s where structured horse van financing in Belgium offers a practical solution for long-term planning and cost management. 

STX Finance was established specifically to meet this need. We provide tailored leasing solutions for the equestrian industry. From application to vehicle handover, everything is managed directly through our team, offering a streamlined and accessible way to acquire the transport your business depends on. 

Choosing the Right Vehicle for Business Use 

When considering horse van financing in Belgium, comfort is just one element. These vehicles are designed to offer a compact, efficient solution that’s easy to operate with a standard category B driving licence, making them far more accessible than larger commercial trucks. Their ease of handling and manoeuvrability make them ideal for clients who need frequent, flexible transport across varying road types and urban areas. 

  1. Internal stall layout and partitioning 
    A flexible layout allows for safe transport of horses of different sizes and temperaments. Adjustable partitions and rubber-lined walls can help reduce stress during transit and minimise injury risk from shifting or kicking. 
  1. Ventilation systems for longer journeys 
    Consistent airflow is vital for maintaining stable temperatures and reducing the build-up of harmful gases such as ammonia. For transport companies handling long-distance routes, a robust ventilation system helps maintain animal health and reduce travel-related stress. 
  1. Integrated ramps for safe loading 
    Hydraulic or spring-loaded ramps should be built with slip-resistant surfaces and gentle gradients. These features make loading safer for horses and handlers, reducing strain and the potential for accidents. 
  1. Onboard monitoring systems 
    Video surveillance and temperature monitors allow drivers and staff to oversee the horses in real time, helping identify and respond to issues during transit. Some systems also offer data logging for compliance with animal welfare regulations. 
  1. Compatibility with towing or trailer units 
    For operations that need modular solutions, compatibility with additional trailers, tack units, or mobile clinics can turn a standard horse van into a flexible, multifunctional vehicle suited for a wide range of tasks. 

These features support animal welfare, reduce handling risks, and help ensure compliance with European transport regulations, all essential for commercial operators to consider when it comes to horse van financing in Belgium. 

Leasing Options for Commercial Buyers 

Operational leasing provides commercial clients with access to a professional-grade horse van over a fixed term, with scheduled monthly payments and clearly defined conditions. Throughout the lease period, STX Finance retains full ownership of the vehicle, and clients benefit from its use without the obligations of long-term ownership. This structure is particularly well-suited for equestrian businesses looking to preserve liquidity, maintain predictable operating costs, or regularly update their transport equipment. 

Business Budgeting and Asset Planning 

Horse van financing in Belgium should always be approached as part of a broader asset management strategy. Commercial buyers should consider depreciation, resale value, and maintenance costs when calculating the total cost of ownership. Proper financing not only helps spread the initial investment but also supports strategic forecasting and resource allocation. 

If a company operates multiple vehicles or relies on transport across borders, financing can enable smarter rotation, reduced downtime, and better coordination with service intervals or replacement schedules. 

The STX Finance Approach 

Our team understands the needs of the equestrian community because we’re part of it. Whether you’re based in Belgium or managing operations across Europe, our offers for horse van financing in Belgium are built around the realities of your business. From compact 3.5t vans to larger configurations, we provide the tools you need to keep moving — confidently, efficiently, and professionally. 

We take the time to review your commercial goals, paperwork, and repayment capacity, ensuring the credit you access is aligned with your needs and with Belgian law. Whether you’re financing a single horse van or upgrading a small fleet, we are committed to helping you do it securely and responsibly. 

Horsetruck Finance in Belgium: What Equestrians Should Know 

For stable owners, breeders, and show riders across Belgium, a horsetruck is far more than just a mode of transport — it’s a critical investment in horse safety, operational efficiency, and timely event attendance. Whether you’re transporting horses to local competitions, international shows, or veterinary appointments, the right vehicle is essential. However, purchasing a well-equipped horsetruck can be financially demanding. That’s where horsetruck finance in Belgium can offer a flexible, structured solution. Please note, borrowing money also costs money.  

At STX Finance, a recognised financial institution, we help clients explore regulated credit products, such as horsetruck finance in Belgium, that suit their needs — always with full transparency and in line with Belgian consumer credit legislation. 

Why Opt for Horsetruck Finance in Belgium? 

Horsetrucks are specifically designed with both equine welfare and rider convenience in mind. Features may include: 

  • Temperature-regulated interiors 
    Maintaining a stable climate inside the horsetruck is crucial for reducing stress and preventing overheating or chills during transport, especially over long distances or in extreme weather conditions. 
  • Rubberised non-slip flooring 
    Designed to provide secure footing for horses, this flooring reduces the risk of slipping or injury during loading, unloading, or sudden movements on the road. It’s also easier to clean and more durable under heavy use. 
  • Adjustable partitions for safety 
    These allow you to create custom spaces based on the size and number of horses being transported. Proper partitioning helps to keep animals secure, reduces the risk of falls, and prevents contact injuries between horses. 
  • Internal cameras for monitoring in transit 
    Onboard surveillance systems let you monitor your horses in real-time from the driver’s cabin. This enhances peace of mind and allows you to react quickly if a horse becomes agitated or unwell during transport. 
  • Separate living quarters and tack rooms 
    Built-in living areas and dedicated storage compartments provide convenience for riders and grooms, making overnight trips or long event days far more manageable. You’ll have space for tack, feed, and personal equipment — all securely stowed. 

These features are not optional luxuries — they’re fundamental to ensuring safe, comfortable, and legal transport for your horses. Carefully considering your options for horsetruck finance in Belgium allows you to invest in the right vehicle now, while spreading repayments over a timeframe that suits your income and cash flow. This can be particularly useful for riders with seasonal income or stables managing multiple operational costs. 

How Leasing Works 

An operational lease allows you to use a vehicle over an agreed period while making fixed monthly payments. Throughout the lease term, the vehicle remains the property of the leasing provider. At the end of the agreement, you may have a number of options to choose from, such as returning it, or upgrading to a new one, depending on the terms of your contract. Monthly payments are fixed for the duration of the lease, offering predictability and control over your budgeting. Lease terms are tailored to each client’s situation, with clear conditions defined in advance. 

Why Choose STX Finance? 

STX Finance works closely with professional riders, breeders, transport companies, and stable owners to ensure the leasing agreement reflects their operational needs, clearly outlining responsibilities such as servicing, insurance, and end-of-lease options. Whether you’re based in Belgium or travelling across Europe, our goal is to make the experience seamless and tailored to how equestrian professionals actually work. 

When it comes to choosing horsetruck finance in Belgium, it’s about more than just a vehicle, it’s a mobile part of your stable. It keeps your horses safe, your schedule on track, and your business moving. With STX Finance, you get the flexibility and structure of a leasing solution designed around your world, backed by a company that understands it from the inside out. 

Motorhome Leasing in Belgium: Understanding Financial Leasing Regulations  

Please note, borrowing money also costs money.

For many in Belgium — from retirees planning a mobile lifestyle to digital nomads and travel-based entrepreneurs — a motorhome offers freedom, comfort, and flexibility. But purchasing one outright can be costly. That’s why motorhome leasing in Belgium has become a popular option for those who want long-term use of a motorhome without the upfront financial burden of full ownership.  

At STX Finance, a recognised financial institution, we help clients explore their options for motorhome leasing in Belgium, ensuring they understand the legal, financial, and practical implications of leasing versus borrowing. 

What is Operational Leasing 

Operational leasing is a legally recognised structure in Belgium that allows you to use a vehicle, such as a motorhome, over a fixed period while making monthly payments. Under this model, the vehicle remains the property of the leasing company for the entire duration of the lease. Clients enjoy full use of the vehicle without the administrative or financial responsibilities of ownership. 

This approach is especially appealing for individuals or businesses seeking predictable costs, simplified fleet management, and the ability to regularly upgrade to newer models. At the end of the lease term, you may have a variety of options to choose from, depending on the terms of your agreement. 

Choosing the Right Motorhome for Your Needs 

Leasing a motorhome isn’t just about finances — it’s also about choosing the right vehicle to fit your travel habits, technical comfort, and resale potential. Consider the following: 

  • Size and layout 
    Whether you’re a solo traveller or a couple, the motorhome’s floorplan should match how you plan to use it. Full kitchens, retractable beds, and dedicated workspace areas are all key for long-term living or work on the road. 
  • Energy and utility systems 
    Look for models with reliable battery setups, solar panels, and water storage systems, especially if you plan to go off-grid. Leasing gives you access to newer, better-equipped models without committing to permanent ownership. 
  • Seasonal usability 
    If you plan to travel year-round, ensure the motorhome is insulated and fitted for winter use, with efficient heating and water systems. Some vehicles also come with all-season tyres and upgraded suspension for varied road conditions. 
  • Mileage limits and wear 
    Lease agreements often include mileage caps or conditions on wear and tear. Make sure these terms are compatible with your travel plans, especially if you intend to drive cross-border or use the motorhome frequently. 
  • Resale and buyout flexibility 
    At the end of the lease, you may want to purchase the vehicle or switch to a newer model. Consider the long-term depreciation and how the vehicle’s condition might affect its value. STX Finance helps ensure you understand these options from day one. 

The STX Finance Approach to Motorhome Leasing in Belgium 

From the moment you apply to the day you collect your motorhome, the entire process is handled in-house by our team at STX Finance, with clear documentation, transparent terms, and a structure built specifically for private and professional travellers. 

Whether you’re planning a part-time travel lifestyle, transitioning to full-time van life, or running a mobile business, we offer leasing agreements designed to support your goals. Our team is here to guide you through every step — from document submission and contract setup to vehicle delivery and end-of-lease options. 

Motorhome leasing in Belgium through STX Finance provides a practical alternative to ownership, with predictable monthly costs and the freedom to explore Europe on your terms. With a legally compliant structure, straightforward process, and full service from a single provider, you can set off with confidence — knowing your journey starts with the right foundation. 

STX Finance enters a new strategic chapter with Zoé Conter as Managing Director

To succeed at the highest level, in sport or in business, focus is key. It’s about making choices and going all in. Yet some people manage to thrive in both worlds without losing momentum. Zoé Conter (27) is one of them. In the saddle, she competes at the highest level, impressing on 5* showgrounds around the world. But behind the scenes, she’s also been carving out a second path, within Stephex Group, the international business empire built by her father, Stephan Conter. That journey now leads to a central role at STX Finance.

My father taught me that success, whether in sport or in business,
comes down to two things: hard work and a drive to keep evolving.”
– Zoé Conter

A strategic fit within the Stephex Group

Stephex Group is not only home to the top-level showjumping stable Stephex Stables, but also active in the production of horse trucks and motorhomes, as well as the organisation of major events like Brussels Stephex Masters. Just earlier this month, the group revealed plans for a brand-new equestrian competition venue near St. Tropez.

As Managing Director of STX Finance, Zoé is now in charge of Stephex’ fast-growing leasing division for horse trucks, motorhomes and more. “After my studies, I gave myself some time to figure out where I could really add value within the family business,” Zoé says. “STX Finance was still developing, but I saw the possibilities and knew I could help shape its future.”

Expanding into high-end vehicles, yachts and luxury goods

STX Finance was set up to lease Stephex vehicles: horse trucks, 2-horse vans and motorhomes. But Zoé saw room to grow. Under her leadership, STX Finance is now also targeting high-end vehicles, compact yachts and tailor-made luxury leasing.

Zoé: “We noticed that our clients, besides looking for solutions for horse transport and motorhomes, were also interested in leasing other types of investments like luxury cars, boats and even real estate. They liked being part of the Stephex Experience and didn’t want to look elsewhere. At the same time, we’re seeing growing interest from clients outside the equestrian world looking for reliable leasing solutions for luxury cars, yachts or other high-end products. Thanks to our Stephex background, we understand the needs of riders, transport professionals and lifestyle clients like no one else. And we’re able to offer tailor-made solutions within a trusted brand that stands for style and quality.”

The road ahead

Zoé and her team are not only targeting new markets but are also focusing on international expansion and digitalisation. “Stephex is known for its personal and seamless approach, something that isn’t always easy to maintain on a global scale. That’s where digitalisation can make a real difference. We recently launched our new website and will soon roll out a new app that allows clients to easily follow up on their leasing files: an important step in our mission to make financial services more accessible, faster and more personal.”

Built on equestrian foundations

Finance is all about trust and that’s exactly what Zoé excels at. “The reputation of Stephex Stables is a real asset. Being active as a rider helps you grow an international network,” she explains. “Clients associate Stephex with quality and that trust carries over to STX Finance. You could say we’ve built a flexible and reliable financial network on the strength of our roots in the equestrian world, with clients both in Belgium and abroad.”

But her equestrian career does more than build a network, it also makes her a stronger entrepreneur.

“Top-level sport is demanding, but it gives me energy I can pour back into the business,” Zoé says. “It’s the combination of both worlds that keeps me in balance.”

A personal path

By placing Zoé at the head of STX Finance, Stephex confirms its readiness for the future, powered by a motivated new generation and a strong focus on continued growth. Zoé: “My father taught me that hard work and constant innovation are the foundation of everything. I want to carry on what he started and contribute to a fresh, forward-looking vision.”

Explore the website and discover STX Finance’s new digital environment.

Why Leasing a Second-Hand Horsetruck from Stephex is a Smart, Affordable Choice

Finding the perfect balance between quality and affordability in horse transport is easier with Stephex. Our second-hand Horsetrucks offer the same luxury, durability, and performance as new models, but at a more affordable price. With immediate availability and flexible financing, you can enjoy premium features without the cost. Keep reading to discover how Stephex makes owning a high-end Horsetruck more accessible.

High-Quality Vehicles, Lower Prices

When you choose a second-hand horsetruck from Stephex, you’re getting premium quality at a significantly reduced price. Our trucks are built to last, and even after years of use. They maintain the luxury, durability, and performance that Stephex is known for. With our second-hand range, you can enjoy all the advantages of our Horsetrucks, but without the brand-new price tag. This makes owning a high-end vehicle far more accessible for equestrians on a budget.

Immediate Availability

Unlike waiting for a new custom-built truck, our second-hand models are ready for you to drive away. With no long manufacturing or delivery times, you can have your new-to-you truck on the road almost immediately. This not only saves you time but also allows you to get the reliable transport you need for your horses, quickly and affordably.

View Available Horsetrucks

Professionally Inspected

When you lease second-hand, quality can be a concern. This is not the case if you buy with Stephex. Every truck we sell goes through a comprehensive, professional inspection by our Service Team. We assess everything, from the engine’s performance to the condition of the horse cabin, ensuring that every aspect meets our standards. When you drive away, you can trust that your truck is as reliable as a new one, just more budget-friendly.

Flexible Financing to Suit Your Budget

We know that buying a Horsetruck is a significant investment, and even with second-hand options, affordability matters. That’s why we offer flexible financing solutions designed to make leasing a truck more accessible. Our team will work with you to find a payment plan that fits your budget, so you can secure the vehicle you need without straining your finances.

Why Stephex is the Trusted Source for Second-Hand Horsetrucks

Stephex Horsetrucks has earned a reputation for excellence in horse transport vehicles, and that extends to our second-hand selection. We bring the same level of care and expertise to our pre-owned trucks as we do to our brand-new models. By choosing Stephex, you’re partnering with a company that understands the specific needs of equestrians.

Explore our stock today and discover how STX Finance can offer you the perfect balance of affordability, quality, and trust.