Horse Van Financing in Belgium: A Guide for Equestrian Professionals

For breeders, equine veterinarians, and horse transport companies in Belgium, a horse van is not just a vehicle — it’s a business-critical investment. Whether you’re moving competition horses, transporting foals to sales, or delivering urgent veterinary care, reliability and safety are non-negotiable. However, acquiring a specialised horse van that meets commercial demands can be financially challenging. That’s where structured horse van financing in Belgium offers a practical solution for long-term planning and cost management. 

STX Finance was established specifically to meet this need. We provide tailored leasing solutions for the equestrian industry. From application to vehicle handover, everything is managed directly through our team, offering a streamlined and accessible way to acquire the transport your business depends on. 

Choosing the Right Vehicle for Business Use 

When considering horse van financing in Belgium, comfort is just one element. These vehicles are designed to offer a compact, efficient solution that’s easy to operate with a standard category B driving licence, making them far more accessible than larger commercial trucks. Their ease of handling and manoeuvrability make them ideal for clients who need frequent, flexible transport across varying road types and urban areas. 

1. Internal stall layout and partitioning 
   A flexible layout allows for safe transport of horses of different sizes and temperaments. Adjustable partitions and rubber-lined walls can help reduce stress during transit and minimise injury risk from shifting or kicking. 

2. Ventilation systems for longer journeys 
   Consistent airflow is vital for maintaining stable temperatures and reducing the build-up of harmful gases such as ammonia. For transport companies handling long-distance routes, a robust ventilation system helps maintain animal health and reduce travel-related stress. 

3. Integrated ramps for safe loading 
   Hydraulic or spring-loaded ramps should be built with slip-resistant surfaces and gentle gradients. These features make loading safer for horses and handlers, reducing strain and the potential for accidents. 

4. Onboard monitoring systems 
   Video surveillance and temperature monitors allow drivers and staff to oversee the horses in real time, helping identify and respond to issues during transit. Some systems also offer data logging for compliance with animal welfare regulations. 

5. Compatibility with towing or trailer units 
   For operations that need modular solutions, compatibility with additional trailers, tack units, or mobile clinics can turn a standard horse van into a flexible, multifunctional vehicle suited for a wide range of tasks. 

These features support animal welfare, reduce handling risks, and help ensure compliance with European transport regulations, all essential for commercial operators to consider when it comes to horse van financing in Belgium. 

Leasing Options for Commercial Buyers 

Operational leasing provides commercial clients with access to a professional-grade horse van over a fixed term, with scheduled monthly payments and clearly defined conditions. Throughout the lease period, STX Finance retains full ownership of the vehicle, and clients benefit from its use without the obligations of long-term ownership. This structure is particularly well-suited for equestrian businesses looking to preserve liquidity, maintain predictable operating costs, or regularly update their transport equipment. 

Business Budgeting and Asset Planning 

Horse van financing in Belgium should always be approached as part of a broader asset management strategy. Commercial buyers should consider depreciation, resale value, and maintenance costs when calculating the total cost of ownership. Proper financing not only helps spread the initial investment but also supports strategic forecasting and resource allocation. 

If a company operates multiple vehicles or relies on transport across borders, financing can enable smarter rotation, reduced downtime, and better coordination with service intervals or replacement schedules. 

The STX Finance Approach 

Our team understands the needs of the equestrian community because we’re part of it. Whether you’re based in Belgium or managing operations across Europe, our offers for horse van financing in Belgium are built around the realities of your business. From compact 3.5t vans to larger configurations, we provide the tools you need to keep moving — confidently, efficiently, and professionally. 

We take the time to review your commercial goals, paperwork, and repayment capacity, ensuring the credit you access is aligned with your needs and with Belgian law. Whether you’re financing a single horse van or upgrading a small fleet, we are committed to helping you do it securely and responsibly.