About leasing
Enjoy the latest premium vehicles without the long-term commitment of ownership
One stop lease
Cost-effective solutions
Convenience & Support
What sets us apart
Our expertise, built over decades in the industry, ensures that you receive the best possible leasing experience.
Total peace of mind
Quality expertise with 25 years of experience and industry know-how
Reliable financial services
Secure financial solutions supported by our network of financial partners
Efficient approval process
Financial simplicity through limited required documentation
Direct producers of our core products
Proven expertise and direct production allow us to deliver tailored solutions with access to the latest models, exceptional quality, and custom options
Flawless leasing process
Leasing is supported by an online dashboard and an app
Downtime solutions
Accessibility to a wide range of vehicle management services
Leasing decision
Deciding whether to lease or purchase a vehicle can be challenging. However, if you're wondering why lease with us, the answer lies in the flexibility, simplicity, and long-term value we provide. Leasing with STX Finance is often the best choice if you prefer flexible contract terms, regular vehicle upgrades, and lower upfront costs. If maintaining a fleet of vehicles is part of your business strategy, leasing ensures that your fleet remains modern and cost-effective.
Request an STX Finance leasing offer today and discover the advantages for yourself.
Advantages & disadvantages
Advantages
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Drive brand-new vehicles
Leasing allows you to select from the most current vehicle models, all equipped with the latest technology and advanced safety features.
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Predictable, fixed costs
Leasing with STX Finance provides financial stability through fixed monthly payments, helping you manage your budget with ease.
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Lower upfront costs
Leasing generally requires a smaller down payment and lower monthly payments compared to purchasing.
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No depreciation worries
Leasing helps protect you from unexpected depreciation. When you buy a car, its value typically drops as soon as you drive it off the showroom.
Disadvantages
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Fixed contract
If you change your mind and return the vehicle before the end of the agreement, there is usually an early termination fee.
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Maintenance responsibilities
During the lease period, you are responsible for maintaining the vehicle in good condition and returning it in an acceptable state at the end of the contract.
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Restricted usage
Leasing agreements may include limitations on commercial activities or participation in certain services like ridesharing or sub renting.
Leasing vs. buying: which is right for you?
How leasing with STX finance works
It’s that fast and easy!
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Get in touch and receive a tailored leasing simulation within 24h for the vehicle of your choice.
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Deliver short list of finance documents to a leasing officer.
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Get a quick approval
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Our team will register your vehicle and prepare it for use.
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Professional delivery with explanation
End of the contract
When your lease with STX Finance comes to an end, you have several convenient options to choose from:
Buying out your vehicle
If you’d like to keep your leased vehicle, you can choose to buy it out at the end of the lease term.
Upgrade to a new model
At the end of your lease, you can simply return your current vehicle and lease a newer model with the latest features and technology, allowing you to stay up-to-date without the commitment of ownership.
Returning your vehicle
If you're ready to end your lease without buying or upgrading, you can return the vehicle to the leasing company.
Guide to return your vehicle
Return process should not put you into worry! Just follow our easy steps to bring it back to its ideal condition effortlessly.
“Soon we will make your life easier”
Join the STX Finance community
Manage your lease with ease using our online services. Our platform allows you to book service appointments, access your invoices, adjust your contract, and more, all from one convenient dashboard.
Schedule Maintenance or Repairs (SX vehicles only)
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Access your leasing invoices
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Manage your contract
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FAQ’s
Have questions? We have answers! Find quick and easy solutions to common queries here — including why lease with us is often the smarter choice for flexibility, affordability, and convenience.
What is the lease duration?
Standard lease agreements run for 60 months unless stated otherwise in your contract.
What is included in my lease agreement?
Our lease packages cover:
• Registration and road taxes
• Comprehensive insurance, including civil liability, legal assistance, full-risk coverage, and European roadside assistance
• Mileage allowance as per your contract
What are the payment options?
Payments can be made via Direct Debit or wire transfer—no other payment methods are accepted. The initial payment cannot be processed via Direct Debit and must be arranged separately.
Billing follows a structured schedule:
• The initial payment must be completed before vehicle delivery.
• Monthly invoices are issued within the first three working days of each month and must be paid within five days.
• Payments are due on a monthly basis—alternative payment schedules (e.g., semi-annual or annual payments) are not available.
Required Documents for Leasing
Leasing a vehicle with STX is easy! Please provide the following documents:
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Proof of Identity (Passport or driver's license)
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Personal contact details
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Company information
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For private leasing, some extra documentation will be required
