For professionals in the equestrian world, horses are more than passengers, they are the heart of the operation. Whether you’re a breeder transporting youngstock, a rider travelling to competition, or a vet delivering critical care, how you move your horses matters. That’s why more equine professionals are choosing horse transport leasing models that put welfare first — not just budgets. 

With horse transport leasing through STX Finance, clients can access modern, well-equipped vehicles that support the highest standards of equine safety, comfort, and compliance. By leasing, rather than owning, you gain the flexibility to use the latest in horse transport technology, without the burden of managing vehicle ageing, resale, or constant repair cycles. 

A Safe Journey Starts with the Right Equipment 

Every kilometre travelled with a horse in transit is a shared responsibility. Ensuring your truck supports the animal’s health and comfort is a non-negotiable part of the job. Operational leasing enables access to newer models with features specifically designed for the safety and welfare of horses. 

These features aren’t just high-end extras. They are critical welfare tools, especially for professionals who transport horses over long distances or frequently work with young or anxious animals. 

Welfare and Reputation Go Hand in Hand 

How your horses arrive says everything about how you do business. A horse that arrives calm, safe, and ready to perform reflects well on everyone involved, from handlers and riders to trainers and transporters. 

When you opt for horse transport leasing through STX Finance, you align your brand with quality, reliability, and accountability. Clients notice the difference, and your own team benefits from the practical improvements leasing allows. Better ventilation, suspension, and layout mean less stress on both horses and humans, fewer incidents on the road, and reduced recovery time post-transport. 

Leasing: A Welfare-First Mobility Strategy 

Unlike ownership, which often requires businesses to hold onto trucks long past their peak condition, operational leasing gives you the option to upgrade at the end of your term. That means you’re always using a vehicle that reflects current safety standards, meets animal transport regulations, and supports the physical needs of your horses. 

Leasing removes the pressure to constantly repair or modify ageing trucks just to keep them operational. Instead, you’re driving a vehicle that’s built for the demands of modern equine transport and ready for inspection at any point. 

Compact Solutions for Professional Use 

For professionals using compact horse vans that can be driven with a standard B licence, leasing offers even more practical advantages. These vehicles are ideal for one- or two-horse loads, making them perfect for vet visits, local shows, or flexible scheduling across multiple sites. Leasing allows you to access these models without having to manage full vehicle ownership or tie up capital in long-term assets. 

Because STX Finance retains ownership of the vehicle during the lease, clients aren’t responsible for resale, depreciation, or market fluctuations. At the end of the agreement, simply return the vehicle or upgrade to a new model. That means less time managing logistics, and more time focused on your horses. 

Horse Transport Leasing Trusted by the Equestrian Community 

At STX Finance, we understand that your transport solution is part of your care plan. Our leasing agreements are structured to support the realities of equine life, including frequent travel, changing schedules, and the need for consistent, reliable transport. 

We work closely with riders, breeders, trainers, and veterinary professionals across Belgium and Europe, offering vehicles that meet their standards and support their goals. With STX Finance, you gain access to regulated operational leasing that meets Belgian legal requirements while also aligning with your commitment to animal welfare. 

Because Your Horses Deserve the Best 

When it comes to transporting horses, cutting corners is never an option. With STX Finance’s leasing solutions, you don’t have to compromise. You gain the freedom to move safely, stay compliant, and deliver excellence every time your truck pulls out of the yard. 

Horse transport leasing isn’t just about financial convenience — it’s about giving horses the ride they deserve. And that’s a journey worth investing in. 

For equestrian professionals in Belgium, mobility isn’t a luxury, it’s a necessity. Whether you’re a breeder, vet, riding instructor, or competition rider, having reliable, legal horse transport is essential to maintaining schedules, delivering care, and attending events. But purchasing a vehicle outright comes with significant upfront costs, ongoing maintenance, and long-term ownership responsibilities. 

That’s why many in the equestrian industry are turning to operational leasing as a more flexible, cost-effective alternative. When you finance a horse van in Belgium through STX Finance, you benefit from a clear, structured model that supports your mobility without locking you into full ownership. 

Designed for Equestrian Professionals on the Move 

Unlike larger horse trucks that require a specialised licence and more complex handling, compact horse vans available through STX Finance are compatible with a standard B driving licence. This makes them ideal for small businesses, part-time professionals, and staff who need the ability to drive without additional certification. 

These compact vans are easy to manoeuvre in urban areas and at showgrounds, yet they offer secure, stress-free transport for one or two horses. They’re well-suited for breeders transferring youngstock, vets making mobile visits, or instructors teaching at multiple locations. 

Predictable Costs, Fewer Surprises When You Finance a Horse Van in Belgium 

When you finance a horse van in Belgium using operational leasing, your costs are clearly defined from the beginning. Instead of facing unpredictable repairs, depreciation, and resale issues, you make regular monthly payments for the duration of your lease. This makes budgeting easier and cash flow more stable, particularly important for businesses that experience seasonal fluctuations or variable income. 

Keep Your Business Moving — No Matter the Season 

Equestrian businesses don’t stop when the weather changes. Whether it’s foaling season, summer show tours, or winter clinic visits, consistent access to reliable transport is essential. Operational leasing allows you to maintain that access year-round, with fewer service interruptions and no need to plan around the sale or trade-in of a vehicle. 

Because STX Finance provides well-maintained, recent-model vehicles, you’re less likely to face costly breakdowns or repair delays. That means fewer missed appointments, smoother logistics, and better service for your clients and horses. 

Flexibility to Upgrade Without the Hassle 

Unlike ownership, where the responsibility to resell or dispose of the vehicle lies entirely with you, leasing allows you to move on without hassle once the term ends. You can choose to return the vehicle, start a new contract with a newer model, or explore options tailored to your evolving business needs. 

This flexibility is especially valuable for equestrian professionals whose needs change over time. Whether your stable expands, your transport requirements grow, or you want to stay aligned with the latest safety and comfort standards, leasing ensures you’re never locked into outdated equipment. 

A Structured, Legal Framework with STX Finance 

STX Finance operates under a fully regulated and transparent leasing model in line with Belgian financial legislation. We retain ownership of the vehicle throughout the lease term, which means you’re not responsible for depreciation or final resale. Instead, you access a vehicle that supports your daily operations, with a clear contract, defined responsibilities, and expert support. 

This is not just a convenient financial option, it’s a professional mobility solution tailored to the realities of equestrian life. 

When You’re Ready to Finance a Horse Van in Belgium 

Choosing to lease rather than buy a horse van is about protecting your time, your capital, and your operational stability. With STX Finance, you gain access to purpose-built vehicles, legally structured agreements, and a partner that understands the demands of your industry. 

Whether you’re transporting foals to auctions, heading to shows, or ensuring veterinary appointments are made on time, leasing gives you the confidence to stay mobile, efficient, and ready for whatever the season brings. 

Finance a horse van in Belgium with STX Finance — and keep your business moving. 

For many first-time luxury car buyers, owning a high-end vehicle is not only a personal milestone, but also a lifestyle statement. Whether you’re looking to invest in a sleek performance car or a prestigious executive model, the financing process can feel complex, especially if you’re unfamiliar with Belgian financial regulations. That’s where STX Finance provides tailored support through every stage of the journey. 

If you’re looking to finance a luxury car in Belgium, this guide will give you a glimpse of the process, from understanding your options to completing your application, with clarity, professionalism, and full regulatory compliance. 

Step 1: Understanding How to Finance a Luxury Car in Belgium 

In Belgium, operational leasing is a legally recognised structure that allows clients to use a luxury vehicle over a fixed term with scheduled monthly payments. Under this model, STX Finance retains full ownership of the vehicle throughout the lease.  

Step 2: Prepare the Required Documentation 

To begin your application to finance a luxury car in Belgium, you will generally need to provide basic personal and financial information. Submitting complete and accurate documents helps ensure your application is processed efficiently. 

Step 3: Submit Your Application Through STX Finance 

Once your documents are in order, the application to finance a luxury car in Belgium begins. As a regulated financial institution, we manage the full leasing process, from application to approval. 

You’ll receive a clear agreement outlining the monthly leasing cost, the lease duration, any required deposit, and your options at the end of the term. We also explain any related administrative fees, servicing obligations, and insurance requirements so you understand every aspect of the agreement before signing. 

Applications are assessed quickly and efficiently, and most clients receive an initial decision within 24 working hours. 

Step 4: Sign and Collect Your Vehicle 

If approved, you will receive an official STX Finance operational leasing agreement by email. Once signed and the deposit is received, the vehicle will be made available for collection. When choosing to lease through STX Finance, you choose one-stop leasing experience, therefore, you don’t have to worry about insurance – that’s all taken care of by us. Keep in mind that until the end of the leasing period, all vehicles remain the property of STX Finance. At the end of the term, depending on your contract, you may have the option to: 

• Make a final payment and keep the vehicle 

• Trade it in for a newer model 

• Return it in accordance with the lease agreement 

Why First-Time Luxury Buyers Choose STX Finance 

At STX Finance, we understand that luxury car buyers expect discretion, clarity, and professionalism. Our leasing solution is designed to simplify the financing experience, especially for clients who want a single point of contact and minimal administrative burden. 

Whether you’re a local Belgian customer or relocating from abroad, we help you avoid the complexities of dealing with multiple institutions. Everything, from your leasing decision to the vehicle handover, is managed through us, with support available in multiple languages and all documents compliant with Belgian law. 

If you’re preparing to finance a luxury car in Belgium, you deserve a process that reflects the quality of the vehicle you’re investing in. With STX Finance, you benefit from a regulated, responsible, and expertly managed leasing structure — tailored for discerning drivers who value both precision and peace of mind. 

Pour réussir au plus haut niveau, dans le sport comme dans les affaires, la clé est la concentration. Il faut faire des choix et s’y engager pleinement. Pourtant, certaines personnes parviennent à exceller dans les deux domaines sans jamais perdre leur élan. Zoé Conter (27 ans) en est un parfait exemple. En selle, elle concourt au plus haut niveau, impressionnant sur les terrains 5* à travers le monde. Mais en coulisses, elle a également tracé une autre voie au sein du groupe Stephex, l’empire international fondé par son père, Stephan Conter. Ce parcours l’amène aujourd’hui à jouer un rôle central chez STX Finance.

Un choix stratégique au sein du groupe Stephex

Le groupe Stephex ne se limite pas à l’écurie de saut d’obstacles de haut niveau Stephex Stables. Il est également actif dans la production de camions pour chevaux, de motorhomes, et dans l’organisation d’événements majeurs comme le Brussels Stephex Masters. Ce mois-ci encore, le groupe a dévoilé un projet pour un tout nouveau site de compétitions équestres près de Saint-Tropez.

En tant que Directrice Générale de STX Finance, Zoé est désormais responsable de la division de leasing en pleine croissance du groupe, dédiée aux camions pour chevaux, motorhomes et plus encore.
« Après mes études, je me suis accordée un moment pour réfléchir à l’endroit où je pouvais réellement apporter de la valeur dans l’entreprise familiale », explique Zoé. « STX Finance était encore en phase de développement, mais j’ai vu les possibilités et j’ai su que je pouvais contribuer à façonner son avenir. »

Une expansion vers les véhicules haut de gamme, les yachts et les biens de luxe

STX Finance a été créée pour proposer le leasing des véhicules Stephex : camions pour chevaux, vans deux places et motorhomes. Mais Zoé a perçu un potentiel de croissance. Sous sa direction, STX Finance vise désormais aussi les véhicules haut de gamme, les yachts compacts et le leasing de biens de luxe sur mesure.

Zoé :
« Nous avons remarqué que nos clients, au-delà de leurs besoins en transport de chevaux ou en motorhomes, s’intéressaient aussi à la location d’autres types d’investissements, comme les voitures de luxe, les bateaux, voire l’immobilier. Ils apprécient l’expérience Stephex et ne souhaitent pas aller voir ailleurs.
En parallèle, nous observons un intérêt croissant de la part de clients extérieurs au monde équestre, à la recherche de solutions de leasing fiables pour voitures de luxe, yachts ou autres produits haut de gamme. Grâce à notre ADN Stephex, nous comprenons mieux que quiconque les besoins des cavaliers, des professionnels du transport et des clients lifestyle. Et nous sommes en mesure d’offrir des solutions sur mesure, au sein d’une marque de confiance qui incarne style et qualité. »

Une vision tournée vers l’avenir

Zoé et son équipe ne se limitent pas à de nouveaux marchés : elles visent également une expansion à l’international et une digitalisation accrue.
« Stephex est reconnu pour son approche personnalisée et fluide, ce qui n’est pas toujours simple à maintenir à l’échelle mondiale. C’est là que la digitalisation peut faire une vraie différence. Nous avons récemment lancé notre nouveau site web et nous lancerons bientôt une application qui permettra aux clients de suivre facilement leurs dossiers de leasing : une étape importante dans notre mission de rendre les services financiers plus accessibles, rapides et personnalisés. »

Une base équestre solide

La finance repose avant tout sur la confiance – un domaine dans lequel Zoé excelle.
« La réputation de Stephex Stables est un véritable atout. Être active comme cavalière permet de développer un réseau international », explique-t-elle. « Les clients associent Stephex à la qualité, et cette confiance se prolonge naturellement vers STX Finance. On pourrait dire que nous avons construit un réseau financier flexible et fiable, ancré dans nos racines équestres, avec des clients en Belgique comme à l’étranger. »

Mais sa carrière équestre ne sert pas uniquement à élargir son réseau : elle renforce aussi son esprit entrepreneurial.
« Le sport de haut niveau est exigeant, mais il me donne une énergie que je peux réinvestir dans le travail », confie Zoé. « C’est l’équilibre entre ces deux mondes qui me permet de rester alignée. »

Un parcours personnel

En plaçant Zoé à la tête de STX Finance, le groupe Stephex confirme sa volonté de se tourner vers l’avenir, porté par une nouvelle génération motivée et résolument tournée vers la croissance.
Zoé :
« Mon père m’a transmis l’idée que le travail acharné et l’innovation constante sont la base de tout. Je veux poursuivre ce qu’il a commencé et contribuer à une vision nouvelle et tournée vers l’avenir. »

Découvrez notre nouveau site web et explorez l’univers digital de STX Finance.